Requirements
Payment method requirements, KYC levels, card restrictions, and method availability
Payment method availability depends on your KYC level, country, and release status. See Supported Payment Methods for what is live today and what ships in v2.
Payment Method Availability by KYC Level
| Method | Level 1 | Level 2 |
|---|---|---|
| Mobile Money (MTN MoMo, Airtel Money) | Available | Available |
| Bank Transfers | v2 | v2 |
| Cards (Africa-issued) | Not available | Required when cards ship (v2) |
See the Merchant Onboarding guide for details on KYC levels and how to upgrade.
KYC Level 2 requires Level 1 to be approved first. Level 2 review takes up to 5 business days and requires company documentation.
Card Payments
Card acceptance is planned for v2. When enabled on your account:
- Local cards only. Africa-issued debit and credit cards are accepted first. International cards follow as partnerships are confirmed.
- KYC Level 2 required. Card processing is not available at Level 1. Complete the KYC upgrade process before card processing is enabled.
- Proof of bank account ownership. You must verify ownership of the settlement bank account during Level 2 onboarding.
- Non-virtual, non-prepaid cards only. Virtual and prepaid cards are not accepted.
Card processing ships in v2. Requirements above apply when card checkout is enabled for your account.
Mobile Money
- Available at all KYC levels
- Supports MTN MoMo and Airtel Money (Uganda)
- Primary payment method for most merchants
- No additional verification beyond standard KYC
Bank Transfers
Bank collections through the SDK ship in v2. Payouts to a verified bank account follow your account setup and KYC level today.
- Settlement bank account required for bank payouts
- Bank account ownership must be verified for Level 2 (required for card processing when v2 ships)
Related
- Supported Payment Methods
- Supported Countries
- Merchant Onboarding, KYC levels and verification process
- Security Concepts, API authentication, webhook verification, and data encryption