Nylon Pay Docs

Payment method availability depends on your country, KYC level, and how you integrate (SDK, dashboard, or hosted page). This page is the coverage reference for methods and release status.

At a glance

Method / surface	Status	Where it works	How to use
Mobile Money	Available	Uganda (MTN MoMo, Airtel Money)	SDK `method: "mobileMoney"`
Payment Links	Available	Uganda	Dashboard or SDK `createInvoice`
Bank Transfer	v2	Coming in the next major release	SDK `method: "bank"`
Card (Visa)	v2	Hosted checkout, coming in v2	Hosted page
USSD	Planned	Enterprise on request	Contact Nylon Pay

v2 covers bank collections and hosted card checkout through the same integration patterns you use for mobile money today. Payment links are available now for hosted collections without building checkout UI.

Mobile Money

Available now in Uganda.

Network	SDK collect	Payout	Payment link / invoice
MTN MoMo	Yes	Yes	Yes
Airtel Money	Yes	Yes	Yes

How it works:

Your server calls collectPayment / collect_payment (or the *AndResolve variant).
The customer approves a prompt on their phone.
You receive status updates through events or webhooks.

Phone numbers must be in E.164 format (for example +256700000000). See Phone Verification for pre-validation.

Minimum collection: 500 UGX. Minimum payout: 5,000 UGX.

Payment Links

Available now.

Payment links give customers a hosted page to pay you. No checkout UI required on your side. Share the URL through email, SMS, WhatsApp, or your website.

Surface	What you get	Mobile money	Notes
Dashboard payment links	Reusable hosted URL	Yes	Create from the dashboard, no code
SDK invoices (`createInvoice`)	Hosted URL + optional email	Yes	One reference per invoice from your server

Dashboard links can stay open for multiple payers until they expire or you revoke them. SDK invoices are tied to a single reference you generate on the server.

When v2 ships, hosted payment links will also support bank and card methods you enable on the link. Today, programmatic invoice links collect via mobile money on the hosted page.

See Payment Links for the full guide and Invoices for the SDK API.

Bank Transfers

Coming in v2.

Bank transfers let a customer pay from a supported bank account instead of a mobile wallet. On the payout side, you can settle to a bank account where your account setup allows it. Full bank collection through the SDK is part of the v2 release.

When v2 ships:

Collections will use method: "bank" (or "bank" in PHP array keys).
Minimum bank collection amount is expected to be 50,000 UGX (same as current bank payout minimums in Pricing).
Settlement bank account verification still applies for Level 2 merchants.

Card Payments

Coming in v2.

Card checkout runs on a hosted payment page so card details never reach your servers. This extends the same hosted flow as Payment Links to SDK and API collections in v2.

When v2 ships:

Cards run through a hosted page with 3D Secure.
KYC Level 2 is required before card processing is enabled on your account.
Africa-issued debit and credit cards are supported first. International cards follow as partnerships are confirmed.

See Requirements for KYC levels and card eligibility rules.

USSD

Planned. Available today on request for enterprise clients.

USSD lets customers initiate or confirm payments through a network short code on any phone, including devices without smartphones or mobile data. General availability is on the roadmap. Enterprise accounts can request early access with custom routing and volume commitments.

To discuss USSD for your organization:

Integration surfaces today

Surface	Mobile Money	Payment link	Bank collect	Card
SDK collect / payout	Yes	—	v2	v2 (hosted)
SDK invoice (`createInvoice`)	Yes (hosted link)	Yes	No	No
Dashboard payment links	Yes (hosted link)	Yes	v2	v2

The table reflects programmatic and dashboard integration status. Hosted links always run on Nylon Pay pages, not inside your app.

Choosing a method in code

// Mobile money collect — available today
const payment = await nylonpay.collectPayment({
  amount: 10000,
  currency: "UGX",
  customer: { name: "Jane Doe", phoneNumber: "+256700000000" },
  description: "Order #1234",
  method: "mobileMoney",
});

// Payment link via invoice — available today
const invoice = await nylonpay.createInvoice({
  amount: 25000,
  currency: "UGX",
  customerEmail: "customer@example.com",
  description: "Order #1234",
});

# Mobile money collect — available today
payment = nylonpay.collect_payment(
    amount=10000,
    currency="UGX",
    customer={"name": "Jane Doe", "phone_number": "+256700000000"},
    description="Order #1234",
    method="mobileMoney",
)

# Payment link via invoice — available today
invoice = nylonpay.create_invoice(
    amount=25000,
    currency="UGX",
    customer_email="customer@example.com",
    description="Order #1234",
)

Bank and card flows will follow the same Result and webhook patterns when v2 ships. See Collect Payment for the full API.

Supported Payment Methods